Step #1 Find Out How Much Home You Can Afford 

This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.

Step #2 Get Prequalified for a loan By Our Specialist From CrossCountry Mortgage 

When you fill out the form below a mortgage specialist from Cross-Country Mortgage will analyze your credit and income profile. They will go over the price range you are looking at and run the numbers to make sure you qualify to purchase a home in this price range. Next they will provide you a pre-qualification letter. This tells agents and sellers you are serious about entering into the first stages of purchasing a home.